Dear Sir,
I wish to highlight the fradulent and unethical business done by the private Banker ICICI BANK. I had taken Credit card from the ICICI Bank vide card no. 5176530047405009 in the year 2006.
On dated 23-01-2006 I made a purchase with Devendra Telecom , Jayanagar , Bangalore INDIA of certain amout of which along with interest I have to Pay Rs. 11300 ( The amout include principle amount + interest) for which I got letter dated 24 january 2006 from ICICI BANK stating that I have to pay 12 EMI for Rs. 11300.00 (Rs.Eleven thousand Three hundred only) and I had paid whole amout of Rs. 11300.00 in equal EMI i.e. Rs. 941 of 11 cheques and By cash Rs. 949.00 to the ICICI Bank in their respective Branch (collectively amt. I paid is Rs, 11300.00).

I had the proof letter from the ICICI BANK in written and the cheques no. and cash deposit receipt with me.

But to my surprise and shock The ICICI BANKER had raised another amout of Rs. 12000/- to my credit card account, for which I had straight refuse to the banker representative.
I wrote personally to the ICICI BANKER at their Registered address of Credit Card Division in HYDERABAD ,INDIA. They suriprisingly rejected my letter and insists me to pay the more Rs. 12000/- additionally which I felt is not fair, since I aleady paid my dues of Rs. 11300/- to the ICICI BANK.
Recently when I applied for another Loan to a bank, the credit report of mine is showing that Iam suppose to pay to the ICICI Bank Rs. 12000/-.
I got shocked and surprised to know the fraudulent and cheater ICICI Bank is sucking blood of innocent INDIANS who are genuine and pious by their transactions; when they showing me in defaulter list by their own unethical business tricks . I am a genuine and timely payer of my dues to my Bankers whoam I am enjoying any kind of credits/Loans. I am not a kind person who doing frauds or making loss to the bankers.
I, thereby, request the Reserve Bank of India , to look into matter and play a fair role in the above said complaint. I have very much faith in Reserve Bank Of India, for insists such cheater and fradulet Banker to do fair business with ethics and adopt fair trade practices and not to ruin and spoil the goodwill and image of a genuine and innocent customer like me.
Hoping for favourable and timely reply from the Reserve Bank of India.

Yours faithfully and Genuinely,

PRINCE NAHAR

20, cottopet main road,
Bangalore-560053
cell : 9341818151.
email : matushree@gmail.com

We regret the inconvenience caused. Please write to us with your contact details and complaint at care@icicibank.com and we will contact you at the earliest. Kindly refer “699912” in the subject line.

Regards,
ICICI Bank Customer Service Team.

In my case, someone’s account got phished, the money was deposited in my account by the phisherman products & services were given to the phisherman and when we learned the phisherman was a thief, they took the money out of MY account in spite of the fact I had not accidentally given up my account information to anyone. The careless account holder got his Rs.80,000 back and ICICI kept MY Rs.80,000.

Not only are they the best liars, they are also the best thieves too.

Don Wood

We are sorry for the inconvenience caused to you. We have made a note of your bank account number and will get in touch with you soon to resolve the issue.

Regards,
ICICI Bank Customer Service Team.

I don’t know if this is correct place, however I would still post my issue since ‘ICICI’ plays

a role.

I applied for a Car (Chevrolet) Loan via ICICI. The loan amount was a mere 3.2L. I submitted

over 100 xerox copies of documents, my past 2.5 years of employment papers, this n that.

Where am I stuck? The person from ICICI (or the agency ICICI hires) went to the WRONG address

for my verification. Now, I’m single and I stay alone. Where I live, it has been over 2.5 years

and everyone knows me in the building for obvious reasons. The verification guy went to the

wrong address and marked my FI as negative. I re-requested it and this time he entered the

wrong address again! I assisted him in going to the correct address, and again he marked me as

negative! I verified from every neighbor in my building, all of them were away to work. And the

comments that this guy put in his notes everytime was
“The guy has left the building 2 days ago”

Now,
1) When first time, he entered the wrong place, how could he write “I left 2 days ago”? (even

if I did leave)!!
2) Howcome he wrote the same damn comment AGAIN when he entered the same address

My question to ICICI persons:
1) Are these persons your own? These so called uneducated and absolutely lunatic people
2) If not, then they are from some agency that you hire. What is your criteria for making a

contract with an agency for the verification process? Or do you have none at all?
3) On what basis, are these persons given information for verification?

or is this just some “layman’s work” or some “jugaad” thing keeping which in mind does ICICI

hire/employ agency/persons for the verification process?

I have taken a leave today, in spite of urgent work, sitting back home like a stupid person,

and finding EVERY SITE on which I can tell people, what ICICI does!

No matter what comes to this country, the service is as bad as a road-side dhaba. And its

painful to see, ICICI BANK is no damn different!

Thanks ICICI, these are the reasons why people from outside laugh at India and its services.

Forget them, I am laughing myself to be a part of the country where a bank like ICICI truly

harasses people and kills their time n money for nothing at all!

ICICI ….. YOU ROCK LIKE SHIT!